• 6 Posts
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Joined 1 year ago
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Cake day: June 20th, 2023

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  • I kind of like having that layer of someone who knows what they’re doing. House purchasing and selling isn’t something we do often, so a knowledgeable person seems like a reasonable investment. Same reason you shouldn’t be your own lawyer.

    I do have some qualms about how they get paid. The commission I pay my own agent doesn’t really even bother me that much, although they’re obviously incentivized to get us to buy the most expensive home we can afford. But the commission that the seller pays to the agent for the purchasers disturbs the hell out of me - it’s a pretty clear conflict of interest.

    We had a “Buyers Agent” for our last purchase - this is someone that only does buying; they do not sell homes. The idea being there’s less conflict of interest because they’re not trying to sell you a home they have listed (the company he owned did not list homes at all). Great idea, but they still take the commission from the seller, so it’s not perfect. We worked with another agent from a different company for selling the old house.









  • Yeah. I grew up in the days of serial ports and parallel ports, and USB in general is so much better for most purposes. (I recall plugging my first mouse into the serial port…but wait! Where will my Hayes Smartmodem modem plug into then? Also, don’t plug and unplug things from the serial port while the computer is running.)

    And USB-C is even better. My tablet needs a charge? Well my laptop charger is right here… My phone is low and needs a quick charge? Well my USB-C tablet charger will give it a decent boost very quickly. No worries about getting it plugged in the wrong way, either.

    I have a docking station for my work laptop, so when I had to replace my personal laptop, a laptop that supported USB-C power delivery was mandatory. I don’t use it with the docking station very often, but knowing I can without an issue is great. My wife also has a Macbook that works on the docking station, too, in case she ever wants to use my dual monitor setup. All three laptops, from three different brands, are just plug in and go.



  • I have accounts at two credit unions. One I love, one is okay.

    The first one has excellent customer service and was doing online banking before most banks even thought it existed - they had software you’d use to dial into their system with your modem. Obviously that has gone by the wayside but they have an excellent, full featured site. Rates are generally competitive. (Unfortunately I live in a different state than they are based in, so I can’t get my mortgage through them any more - they used to do it, but stopped offering mortgages in my state years ago.) They have nice touches, like if you withdraw cash from an ATM that isn’t theirs, they’ll refund the ATM fees you were probably charged.

    The other credit union is fine. No major complaints really, but after the experience with the first one, the second one just doesn’t compare. Their website is functional and covers all the normal pieces of online banking, but doesn’t have nearly the features the other one does. I probably wouldn’t know what’s missing if I hadn’t used the first one.

    We also have a regular bank. No major complaints with them either, but it’s not one of the biggies like Chase. One of the few remaining regional bank chains.




  • Someone on reddit commented: “We tried that here in Germany. It didn’t work out so well.” That comment always sticks with me.

    I recall our class getting a lecture in high school one time because we “rushed through it” and were being very disrespectful to the veterans who gave their lives for this country. Uh, okay…

    I’m in a club that has the word “International” in the name. Yet they do the pledge of allegiance before meetings…Uh is it really “x Club, International”, or is it “x Club, Murica!”? Most of our non-US members were Canadian, so I always wondered what they were thinking. “Smile and nod, boys…smile and nod…” would be my guess.