Might want to look into dirt bike protective gear. I am personally a fan of Leatt but there are loads of brands to choose from. I have never ridden a horse wearing dirt bike gear but I have hit the ground and trees many, many, times while dirt biking and it has served me well.
I got example 1 verbatim about a month ago complete with Google street view picture of my house. Jokes on them, all of my porn viewing is on an ancient tablet that does not have a front facing camera.