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Joined 11 months ago
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Cake day: December 2nd, 2023

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    1. pay off high interest debt

    2. top off your emergency fund so you don’t run into expensive short-on-money situations

    3. take care of deferred maintenance on your car or house that might turn into an expensive repair

    4. If you have an employer sponsored 401k, increase the contribution amount to get 10k more tax free into it before the end of the year and use the $10k cash in hand for expenses.

    5. Open a roth IRA and contribute the maximum amount you can (which may vary based on your income)

    VT, VTI, and SPY are good broad-market funds with good historical growth.