You don’t need credit to buy a car, only to finance one. I bought my current car used and with cash and plan to do the same for my next one. Cars are a terrible thing to finance because they lose value so quickly.
If you want to build credit for a mortgage, use it to pay for a recurring monthly payment like car insurance or a phone bill. Pay it off every month and dont use it for anything else.
You don’t need credit to buy a car, only to finance one. I bought my current car used and with cash and plan to do the same for my next one. Cars are a terrible thing to finance because they lose value so quickly.
Yet another example of how car-dependent zoning is a trap. Imagine the financial freedom people would have if they didn’t “need” a car in the first place!
Hi there! Looks like you linked to a Lemmy community using a URL instead of its name, which doesn’t work well for people on different instances. Try fixing it like this: !fuckcars@lemmy.world
You don’t as long as you have enough cash to get something and keep it running. There is a huge market for predatory car loans for people that need a car but have shit credit.
Part of the problem is you have to build credit to buy a house or car, and cards are the best way to do that.
But for many it is easy to get behind and they will eat you up quick. The whole system sucks.
You don’t need credit to buy a car, only to finance one. I bought my current car used and with cash and plan to do the same for my next one. Cars are a terrible thing to finance because they lose value so quickly.
If you want to build credit for a mortgage, use it to pay for a recurring monthly payment like car insurance or a phone bill. Pay it off every month and dont use it for anything else.
Yet another example of how car-dependent zoning is a trap. Imagine the financial freedom people would have if they didn’t “need” a car in the first place!
Absolutely. Fuck cars.
Hi there! Looks like you linked to a Lemmy community using a URL instead of its name, which doesn’t work well for people on different instances. Try fixing it like this: !fuckcars@lemmy.world
Good bot!
Why do you need a credit to buy a car? You don’t.
You don’t as long as you have enough cash to get something and keep it running. There is a huge market for predatory car loans for people that need a car but have shit credit.
A car is a privilege, not a right. If you can’t afford it - use a bus instead.